Getting Started & Resources

Interested in Becoming a client?

Thank you for considering Bright Financial Advisors, Inc. If you’re interested in meeting with one of our Certified Financial Planners®, please begin by calling our office at 269-373-2700. You’ll speak to our Director of Operations who will assist with questions and the process of scheduling your initial meeting.

What to Expect at the Initial Meeting

Your first meeting with us is always complimentary. During this meeting, we will:

  • Learn more about your financial goals and discuss the information from your Initial Meeting Information sheet
  • Share how Bright Financial Advisors operates
  • Explain our fee structure
  • Answer any questions you may have
  • Discuss next steps, which includes creating a personalized financial plan

Creating Your Personalized Financial Plan

If you choose to move forward, one of our planners will begin developing a customized, comprehensive financial plan using the details you provided. This plan encompasses, but isn’t limited to:

  • Tax planning strategies including tax savings and federal withholding recommendations
  • Budgeting & debt payoff strategies
  • Net Worth review & tracking over time
  • Retirement projections based on current savings & spending
  • Retirement projections based on recommended savings & spending
  • Insurance review for Disability, Life, and LTC
  • Stock option, RSU, and other company stock plan analysis and tax strategies
  • Pension planning & distribution review
  • Investment analysis for current allocation and proposed reallocation recommendations
  • Employer benefits review
  • Business planning and succession planning
  • College cost planning
  • Estate planning review including strategies to decrease estate taxes if necessary
  • Charitable donation strategies & generational wealth transfers

Plan Presentation Meeting

Once your plan is complete, we’ll schedule a Plan Presentation Meeting. At this meeting, we will walk you through your financial plan in detail. You will have the opportunity to ask questions, provide feedback, and request any necessary adjustments. Our goal is to ensure your plan reflects your goals and provides clarity for your financial future.

Helpful Links & Resources